Texans Need Solid Planning

 

"Most people don't plan to fail, they just fail to plan..."

Many Texans dream about retirement and look forward to when they can walk out of work at the end of the day never to return again. Unfortunately, that dream can turn into a nightmare if they have failed to implement a solid retirement plan to make it work. Don't fall into the trap of thinking that retirement seems like a lifetime away, because before you know it, it will be knocking on your front door. Which would you rather do: spend your golden years the way you want, or be forced to continue working just to put food on the table? It's not a difficult choice, but unless you carefully prepare for your retirement years, your dreams may never come true.

        

You should start planning today. At Texas Investment and Retirement Associates, we believe that a plan is a powerful tool. Even if you have a company retirement plan and expect to receive Social Security, those funds may not be enough to maintain a comfortable lifestyle when you retire. If you start planning now, you can take steps toward the retirement and financial confidence you need.

         

Texans are more worried about their financial future than at any other time since the turbulent '70's. How is your retirement and investment plan shaping up?

  • Will you have enough to retire?
  • What are your sources of retirement income? 
  • What kind of lifestyle will you be able to afford?
  • How do you plan for your desired retirement?
  • Are your savings invested wisely to meet your retirement goals?
  • What investment tools can you use to save for retirement?
  • What should you do today to build your retirement plan? 
  • Does your plan protect you if you hit a financial bump along the way?
  • Are your retirement planning strategies "tax-smart"?
  • Are you willing to make some changes now so that you won't have to someday postpone retirement or work forever at a job?
  • Are your investments appropriate and effective given today's volatile economic and financial environment?

Reaching your long-term financial objectives hinges on having the right plan--one that fits your unique circumstances and grows with you. 

Planning your financial future can be a daunting task. That's where Texas Investment and Retirement Associates comes in. We're trained, licensed professionals, and can draw on 23 years of financial planning experience when creating a plan. Whatever your concern--such as whether you have the most effective type of plan or whether you will have enough money to last throughout your retirement--we can help. We can also help you discover whether your strategy provides the greatest possible income tax advantages. 

Please call today if you think your plan is out-of-date or if you would like a professional assessment of where you currently stand financially. Most people need to update their financial plan each year to ensure it is in step with their life. If it's been a while--or if you need to get started--act today.

         

No matter where you live in Texas, call us today 1-800-683-8887.

Investment Tips:

  • If you ever have a question or concern regarding your account with a financial planner, brokerage firm, mutual fund company, or other institution, please contact them promptly.
  • Always review financial transactions for thoroughness and completeness. If you find an error, please report it immediately.
  • Annually review your investments to confirm you have complete records, documentation and contracts. 
  • Store your documentation in a safe place.

The Registered Representatives of LPL Financial that are associated with this site are registered to discuss and transact securities business in the following states:  TX, TN, CA, CO, DE, FL, GA, HI, ID, IL, IN, KS, LA, MA, MD, MI, MO, MS, NC, NM, NV, NY, OH, OK, OR, VA, WA, WV, AL, AR, AZ.